HQNCH2124007 Bond

HQN12103

VN0HQN121039

100,000 VND

Determined by a combination of fixed and floating interest rates, specifically: Interest rate adjusted for each interest period after the first two interest periods: + Interest rate applied to the first two interest periods is 9.5%/year; and + Interest rate applied for each subsequent interest period: Reference interest rate of that interest period plus 2.2%/year. In which: "Reference interest rate" for each interest period after the first 02 interest periods, means the highest base interest rate applied to Vietnam Dong loans with terms over 2 years - 3years of big corporate customers and investments at Vietnam Prosperity Joint Stock Commercial Bank is determined on the interest rate determination date of the corresponding interest period. “Interest Period” means the period from (and including) the issuance date up to but excluding July 5, 2021 for the first interest period, each consecutive 3-month period commencing on (and including) the first day of the next interest period up to but excluding April 5, 2025 and the period from April 5, 2025 to the bond maturity date for the last interest period . “Interest payment date” means the last day of each interest period. If the interest payment date is not a business day, the payment date will be the immediately following business day. “Interest rate determination date” means January 1, April 1, July 1 and October 1 of each year before the first day of each interest period and applies from January 1, 2021. If the interest rate determination date is not a working day, the interest rate determination date will be the immediately following working day.

30/06/2021

30/06/2025

3,000,000 Bond

300,000,000,000 VND

maturity

12/08/2025