Bonds of Hoang Quan MeKong Corporation

HQM12301

VN0HQM123010

100,000,000 VND

Private placement

The bond interest rate for each interest period is determined as follows: + The interest rate applied for the first 2 interest periods: 12%/year; and + Interest rate applied to the following interest periods after the first 2 interest periods: Total of 4.25%/year and the reference interest rate on the interest rate determination date of that interest period. In which: “Interest period” means each period lasting 6 consecutive months from the issue date inclusive to the maturity date or pre-maturity redemption date exclusive. To clarify, in case a bond is redeemed before maturity (whether voluntarily or mandatory) according to the provisions of bond conditions, the final interest period will be calculated from the latest interest payment date to the relevant redemption before maturity date. “Reference interest rate” means the interest rate on VND saving deposits, applicable to individual customers with a 13-month term (LS13 type 01), receiving interest at the end of the term of HDBank announced on the interest rate determination date of that interest period.

27/12/2023

27/12/2028

340 Bond

34,000,000,000 VND

4,660 Bond

466,000,000,000 VND

19/11/2025

Partial redemption of bonds before maturity