Viet Nam Securities Depository and Clearing Corporation (VSDC) would like to announce the record date of corporate action processing for the Securities registering institution as follows:

a. Payment of bond interest
- Payment rate: Interest amount of each bond = 100,000 VND * 7.3% *365/365 days = 7,300 VND
+ The actual receipt amount of bondholders will be rounded to the whole number (if the first decimal place is greater than or equal to 5 rounded up, if the first is less than 5, the fractional part is removed).
- Payment date: 17/6/2026
b. Payment of bond principal due to redemption of all bonds before maturity
- Expected number of securities to be redeemed: 6,000,000 bonds
- Execution rate: 100% 
- Bond principal due to redemption before maturity: 100,000 VND/bond
- There is no deadline for registering to sell bonds  back to the issuer. According to the bond conditions, bondholders are obligated to sell all bonds to the issuer. All redeemed bonds will be cancelled.
- Redemption payment date: 17/6/2026
c. Payment place:
+ The holders whose bonds have been deposited will receive bond interest, principal at the depository member where they opened depository account.
+ The holders whose securities have not been deposited will receive bond interest, principal via accounts registered on 17/6/2026.
Coordination details and procedures for corporate action processing for holders of the above securities between VSDC, the Securities registering institution and depository members are specified in the Guideline on corporate action processing for securities holders at VSDC.
Bac A Commercial Joint Stock Bank and the parties involved in the process of preparing the dossier, documents of corporate action processing are fully responsible before the law for the legality, accuracy, truthfulness and completeness of the dossier; Institutions and individuals participating in the confirmation of records and documents shall be legally responsible within the scope related to such records and documents as prescribed in Clause 1, Article 11a of the Securities Law No. 54/2019/QH14 dated 26/11/2019, supplemented by Clause 4, Article 1 of Law No. 56/2024/QH15 dated 29/11/2024.