Bond of Vietnam Joint Stock Commercial Bank for Industry and Trade 2021 batch 12 (CTGL2129012)

CTG12126

VN0CTG121261

1,000,000,000 VND

The interest rate applied for the entire 08-year term is a floating interest rate (interest rate with periodic adjustment) and is determined as follows: Bond interest rate = Reference interest rate + 0.9%/year Interest rate Reference: used to determine the interest rate for each interest period is the average interest rate on personal savings deposits in Vietnam Dong, paid in advance, with a term of 12 months (or the interest rate of an equivalent term) published. published on the official websites of four Vietnamese commercial banks including: Joint Stock Commercial Bank for Industry and Trade of Vietnam, Joint Stock Commercial Bank for Investment and Development of Vietnam, Joint Stock Commercial Bank for Foreign Trade of Vietnam (Transaction Department). ), Vietnam Bank for Agriculture and Rural Development (each of these banks is referred to as a “Reference Bank”) at the date of interest rate determination. For clarity, the reference interest rate, if not an integer, will be rounded to two decimal places. Interest rate determination date: is the issuance date for the first interest period and the 7th working day before the starting date of interest calculation for subsequent interest periods. + If the issuer does not redeem the bond on the date of exercising the right to redeem, the bond interest rate applicable to the 6th interest payment period until the bond matures will be equal to the reference interest rate + 2, 57%/year.

08/09/2021

08/09/2029

700 Bond

700,000,000,000 VND

All bonds redemption before maturity

18/03/2026