Viet Nam Securities Depository and Clearing Corporation (VSDC) - Hochiminh branch would like to announce issuance of the 1st revised Securities Registration Certificate 958/2023/GCNTPRL-VSDC-1dated 09/3/2026 due to the change in the bond conditions and terms as follows:

- Interest:
+ The first 4 interest periods: 9.5%/year
+ The next 4 interest periods are calculated according to the formula: Reference interest rate + 3.2%/year but not lower than the minimum interest rate of 10%/year;
+ From the 9th interest calculation period until 23/12/2025, the interest will be calculated using the formula: Reference interest rate + 3.2%/year;
+ From 24/12/2025 until the maturity date, the interest will be calculated using the formula: Reference interest rate + 3.2%/year, but not lower than the minimum interest rate of 10%/year;
In which: Reference interest rate is equal to the interest rate on personal savings deposits (postpaid) for 12-month in Vietnam Dong announced by Vietinbank - Hoang Mai Branch on the interest rate determination date of that interest period.
(Former interest: 
+ The first 4 interest periods: 9.5%/year
+ The next 4 interest periods are calculated according to the formula: Reference interest rate + 3.2%/year but not lower than the minimum interest rate of 10%/year
+ The remaining interest periods are calculated according to the formula: Reference interest rate + 3.2%/year;
In which: Reference interest rate is equal to the interest rate on personal savings deposits (postpaid) for 12-month in Vietnam Dong announced by Vietinbank - Hoang Mai Branch on the interest rate determination date of that interest period.)

Effective date of change at VSDC: 09/03/2026