Bonds of BIDV, publicly offered via issuing agent in 2021

BID121028

VNBID1210284

100,000 VND

float interest, calculated by the formula: interest rate = reference interest rate + 0,9%/year, in which: The reference interest rate is the average interest rate of personal savings in Vietnam Dong, postpaid, applicable to a term of 12 months (or equivalent) published on the official websites of four banks: (.) Bank for Agriculture and Rural Development Vietnam (.) Vietnam Joint Stock Commercial Bank for Industry and Trade (.) Joint Stock Commercial Bank for Foreign Trade of Vietnam - Transaction Center (.) Vietnam Investment and Development Joint Stock Commercial Bank - Hanoi area on the date of determining interest rate. + The date of determining interest is the issue date for the first interest calculation period or the 7th working day before the first day of each interest period for subsequent interest periods. + Interest calculation period of a bond is a period of time to re-determine the bond's interest rate, once every 12 months from the date of issue. + If the issuer does not redeem bonds on the day of exercising the right to redeem, the bond interest rate applied to interest period in the 6th year until maturity will be equal to the reference interest rate + 2.57%/year

29/10/2021

29/10/2029

9,710,000 Bond

971,000,000,000 VND

All bonds are redeemed before maturity

12/11/2024