- Right code: MIRNVB221
- ISIN code: VNMIRNVB2214
(Effective date of code allocation: 7th February 2022; effective date of code cancellation: 3rd March 2022)   
- Planned quantity of issued shares: 150,000,000 shares
- Issue price: 10,000 VND/share

- Execution rate: 406,803,587 : 150,000,000 (shareholders are entitled to 1 right for each share that they own and to buy 150,000,000/406,803,587 shares).
- Principle of rounding, handling fractional shares and unsubscribed shares (if any):
+ For shares issued to existing shareholders, the fractional shares will be rounded to the unit.
+ The fractional shares arising from the rounding pinciple and unsubscribed shares will be distributed by the Board of Directors to other appropriate parties at the price not lower than the above price and complying with prevailing regulations on share ownership ratio of domestic and foreign individuals and institutions applied to a credit institution as well as other related regulations. Those shares are subject to transfer restriction within 1 year after issuance closure in accordance with provisions in Article 42 of Decree No. 155/2020/ND-CP dated 31st December 2020. The General Meeting of Shareholders authorizes the Board of Directors to determine the criteria and select the Investor to buy these fractional shares and unsubscribedd shares in accordance with relevant regulations.
The transfer of shares of a major shareholder, the transfer of shares leading to a major shareholder becoming a common shareholder and vice versa have to be approved by the State Bank in accordance with the provisions of Article 29 of the Law on Credit Institutions and other relevant regulations.
+ In case of expiry of share distribution in accordance with prevailing laws (including the extended period if any), if there are still undistributed shares, then these shares shall be canceled and the BOD will decide closure of the offering. The charter capital of company will be equivalent to the actual number of issued shares.
+ Example: On the record date to exercise the right to buy new shares by Vietnam Securities Depository, Shareholder A who owns 1,000 shares is entitled to buy 368.73 shares (calculated by the formula: (1.000/406.803.587)*150.000.000). Shareholder A will be entitled to buy 368 shares according to the above-mentioned principle and the 0.73 fractional shares will be handled according to the above principle.
 - Regulations on rights transfer:
+ Time period for rights transfer: from 7th February 2022 to 21st February 2022
+ Right can be transferred once only 
- Regulations on subscription:
+ Time period for subscription and payment: from 7th February 2022 to 28th February 2022
+ Subscribed shares are freely transferable.
- Place for implementation:
+ The holders whose shares have been deposited have to make transfer of purchase right, subscription and payment at the depository member where they opened depository account.
+ The holders whose shares have not been deposited will make right transfer, subscription and payment at National Citizen Commercial Joint Stock Bank, 28C-28D Ba Trieu, Hang Bai Ward, Hoan Kiem District, Hanoi.
 - Information on blockade account for subscription:
+ Account holder: National Citizen Commercial Joint Stock Bank
+ Account number: 127000089848
+ Account opening place: Joint Stock Commercial bank for Foreign Trade of Vietnam – Hanoi Branch
Schedule for DMs to process right issue with VSD is detailed in the attached file.
Depository members (DMs) are requested to compare the securities holders’ information in the List generated and sent in the form of Certificate of Authorization by VSD with the information managed by DMs then send Confirmation (Form 03/THQ) in the form of Certificate of Authorization on the accuracy of the list of shareholders (For DMs who have not completed the connection to VSD’s terminal-based gateway/ISO-based gateway or where the connection has been disrupted, the Confirmation with Certificate of Authorization shall be sent to thongbaoxacnhan@vsd.vn). In case of rejection due to data errors, VSD's members are requested to send written notice on details of errors for necessary correction.
Deadline for sending confirmation: by 10.30 am, 20th January 2022
If DMs do not send confirmation document by the above deadline, VSD will consider the list provided to DMs by VSD accurate and confirmed. In case of arising disputes and losses to shareholders, DMs will have to bear all the related responsibilities.
DMs are requested to fully inform this notice to each investor who has deposited the above shares at DMs within 3 working days from the date on the notice.

 SCHEDULE FOR EXECUTION OF RIGHT ISSUE OF NVB SHARES
- Security name: share of National Citizen Commercial Joint Stock Bank
- Record date: 18th January 2022
- Deadline for depository members’ submission of Confirmation of securities owners entitled to right issue: no later than 10:30 AM on 20th January 2022.
- Time period for right transfer: from 7th February 2022 to 21st February 2022
- Time period for subscription: from 7th February 2022 to 28th February 2022
- Deadline for members' submission of subscription list and making relevant payment to VSD: 2nd March 2022
- Account for cash transferring:
+ Account number: 119.10.00.007873.7
+ Account name: Vietnam Securities Depository - Hochiminh Branch 
+ At the bank: Bank for Investment and Development of Vietnam – Nam Ky Khoi Nghia Branch.