Vietnam Securities Depository and Clearing Corporation (VSDC) would like to announce the record date as follows:

- Expected number of bonds to be redeemed: 105 bonds
- Execution rate: 100%
- Redemption price per bond: VND 1,060,378,630 per bond. 
Including: the principal is VND 1,000,000,000/bond and the interest is VND 60,378,630/bond.
+ The redemption price per bond is calculated as 100% of the bond face value + accrued interest (from July 17, 2025 inclusive to July 17, 2026 exclusive)/bond.
+ Interest calculation period from July 17, 2025 inclusive to January 17, 2026 exclusive: Number of interest calculation days: 184 days.
+ Interest calculation period from January 17, 2026 inclusive to July 17, 2026 exclusive: Number of interest calculation days: 181 days.
- Bond interest is calculated using the following formula:
+ Interest = Total face value of bonds held on the record date x ((5.78% x 184 days) + (6.3% x 181 days))/365.
+ The total amount of bond interest actually received by the bondholder will be rounded to the whole number (if the first decimal digit is equal to or greater than 5, the number is rounded up; if the first decimal digit is less than 5, the decimal part is removed).
- There is no deadline for registering to sell bonds back to the issuer. 
The issuer will redeem all bonds before maturity on the redemption date  Bondholders are obligated to sell all bonds they hold back to the issuer. All redeemed bonds will be cancelled.
- Redemption payment date: 17/7/2026
- Payment place:
+ The holders whose securities have been deposited will make bond interest and principal procedure at the depository member where they opened depository account.
+ The holders whose securities have not been deposited will complete the procedures to receive the proceeds from the resale of the bonds at the BIDV - Ha Thanh Branch (on weekdays), starting from July 17, 2026.
Depository members (DMs) are requested to compare the securities holders’ information in the List generated and sent in the form of Certificate of Authorization by VSDC with the information managed by DMs then send Confirmation (Form 03/THQ) in the form of Certificate of Authorization on the accuracy of the list of shareholders (For DMs who have not completed the connection to VSDC’s terminal-based gateway/ISO-based gateway or where the connection has been disrupted, the Confirmation with Certificate of Authorization shall be sent to VSDC's email). In case of non-acceptance due to data errors or discrepancies, DMs are requested to send the details of errors or discrepancies in writing for necessary correction.
Deadline for sending confirmation: by 10.30 am, 07/7/2026.
If DMs do not send confirmation document by the above deadline, VSDC will consider the list provided to DMs by VSDC accurate and confirmed. In case of arising disputes and losses to shareholders, DMs will have to bear all the related responsibilities.
DMs are requested to fully inform this notice to each investor who has deposited the above shares at DMs within 3 working days from the date on the notice.