a. Payment of Bond Interest 
- Payment rate: 100,000 VND x 7.3% x 365/365 days = 7,300 VND/bond.
- The actual bond interest received by bondholders will be rounded to the whole number (if the first decimal is equal to or greater than 5, it will be rounded up; if the first decimal place is less than 5, the fractional part is removed)
- Payment date: 27/02/2026
b. Redemption of all bonds before maturity
- Expected number of securities to be redeemed: 58,000 bonds
- Execution rate:100%
- Redemption price of each bond: VND 100,000
- Payment date: 27/02/2026
c. Payment place:
+ The holders whose shares have been deposited will receive bond interest, principal at the depository member where they opened depository account.
+ The holders whose shares have not been deposited will receive bond interest, principal via bank accounts registered at Bac A Commercial Joint Stock Bank on 27/02/2026.

Coordination details and procedures for corporate action processing for holders of the above securities between VSDC, the Securities registering institution and depository members are specified in the Guideline on corporate action processing for securities holders at VSDC.
Bac A Commercial Joint Stock Bank and the parties involved in the process of preparing the dossier, documents of corporate action processin are fully responsible before the law for the legality, accuracy, truthfulness and completeness of the dossier; Institutions and individuals participating in the confirmation of records and documents shall be legally responsible within the scope related to such records and documents as prescribed in Clause 1, Article 11a of the Securities Law No. 54/2019/QH14 dated 26/11/2019, supplemented by Clause 4, Article 1 of Law No. 56/2024/QH15 dated 29/11/2024.