Viet Nam Securities Depository and Clearing Corporation (VSDC) - Hochiminh branch would like to announce the record date as follows:

Bond redemption before maturity:
- Expected number of securities to be redeemed: 1,000 bonds, equivalent to the par value of VND 1,000,000,000,000
- Execution rate: Redemption of 100% bonds
- Redemption price of each OCB12424 bond: Bond par value + Bond interest from October 30, 2024 inclusive to October 30, 2025 exclusive = 1,000,000,000 + (1,000,000,000*5.1%*365)/365 = VND 1,051,000,000.
- The payment amount will be rounded to the whole number (if the first decimal is equal to or greater than 5, it will be rounded up; if the first decimal is less than 5 then the fractional part will be removed)
- Payment date: 30/10/2025
- Orient Commercial Joint Stock Bank will exercise the right to redeem all bonds before maturity at the redemption date , which is 30/10/2025. Bondholders are obliged to sell all bonds they are holding to the issuer.
- Payment place:
+ The holders whose securities have been deposited will make bond redemption procedure at the depository member where they opened the depository account.
+ Bondholders whose securities have been deposited will sends the documents including the original copy of the Bond Ownership Certificate to the address: Market and Investment Operations Department, Orient Commercial Joint Stock Bank, 6th Floor, The Hallmark Building, No. 15 Tran Bach Dang Street, An Khanh Ward, Ho Chi Minh City. 
Deadline for sending documents: by 5:00 p.m., 27/10/2025. The bonholder receives the proceeds from the resale of bonds on October 30, 2025 by transferring to the account that has been registered with Orient Commercial Joint Stock Bank.
Depository members (DMs) are requested to compare the securities holders’ information in the List generated and sent in the form of Certificate of Authorization by VSDC with the information managed by DMs then send Confirmation (Form 03/THQ) in the form of Certificate of Authorization on the accuracy of the list of shareholders (For DMs who have not completed the connection to VSDC’s terminal-based gateway/ISO-based gateway or where the connection has been disrupted, the Confirmation with Certificate of Authorization shall be sent to VSDC's email). In case of non-acceptance due to data errors or discrepancies, DMs are requested to send the details of errors or discrepancies in writing for necessary correction.
Deadline for sending confirmation: by 10.30 am, 17/10/2025.
If DMs do not send confirmation document by the above deadline, VSDC will consider the list provided to DMs by VSDC accurate and confirmed. In case of arising disputes and losses to shareholders, DMs will have to bear all the related responsibilities.
DMs are requested to fully inform this notice to each investor who has deposited the above shares at DMs within 3 working days from the date on the notice.