MMJCH2124001 Bond

MRM12101

VN0MRM121016

100,000,000 VND

+ Interest rates are adjusted periodically for each interest period after the first interest period; + The interest rate applied for the first interest period is 11.0%/year; + Interest rate applied for each subsequent interest period: reference interest rate of that interest period plus a margin of 4.0%/year but not lower than 11.0%/year. In which: "Reference interest rate", for each interest period after the first interest period, means the highest regular savings interest rate for individual customers in Vietnam Dong, with interest paid at the end of the period, 12 month term (or equivalent) announced at the Reference Bank at the date of interest rate determination for that interest period. “Reference Bank” means Vietnam Prosperity Joint Stock Commercial Bank (Transaction Department). “Interest period” means each consecutive 3-month period starting from (and including) the issuance date (for the first interest period) or the last day of the immediately preceding interest period (for the interest period). calculating interest other than the first interest period) up to but not including the last day of that interest period. “Interest determination date” for each interest period means the 5th business day before the first day of that interest period.

30/06/2021

30/06/2024

4,500 Bond

450,000,000,000 VND

maturity

18/09/2025