1) Payment of bond interest
- Interest rate: 11%/year
- Payment rate: 5,484,931.506 VND/bond 
+ Bond interest is calculated according to formula: 100,000,000 VND x 11 %/year x 182 days/ 365 days, rounded to 3 dp
+ The total amount of bond interest actually received by the bond owner will be rounded down to the whole number (if the first decimal place is equal to or greater than 5, the number is rounded up, if the first decimal place is less than 5, the fractional part is removed).
- Payment date: 21/07/2025.
- Địa điểm thực hiện:
- Payment place:
+ The holders whose securities have been deposited will receive bond interest at the depository members where they opened depository accounts.
+ The holders whose securities have not been deposited will receive bond interest via accounts registered with Ha An Real Estate Business Investment Joint Stock Company on 21/07/2025.
2) Bond redemption before maturity
- Expected number of securities to be redeemed: 420 bonds
- Execution rate: 1/5 (redemption of 20% of  bonds from bondholders before maturity)
- Redemption price of each bond: 100,000,000 VND/bond
- Rounding principal: For fractional bonds (if any) arising when bondholders exercise their right to sell, to ensure that the number of redeemed bonds does not exceed the maximum number of bonds offered for redemption, the number of bonds sold by bondholders will be rounded down to the whole number.
- For example: A bondholder owning 9 bonds has the right to sell: 9*1/5= 1.8. According to the rounding principle, the bondholder has the right to sell 1 bond.
There is not a deadline for registering to sell bonds back to the issuer. The issuer will exercise the right to redeem bonds on the redemption date, bondholders are obliged to sell 20% of the bonds they own back to the Issuer. All redeemed bonds will be deregistered.
- Redemption payment date: 21/07/2025
- Payment place:
+ The holders whose securities have been deposited will make bond redemption procedure at the depository member where they opened depository account.
+ The holders whose securities have not been deposited:  The bondholder will carry out procedures to resell the bonds at the headquarters of Ha An Real Estate Investment and Trading JSC starting from 21/07/2025.
Depository members (DMs) are requested to compare the securities holders’ information in the List generated and sent in the form of Certificate of Authorization by VSDC with the information managed by DMs then send Confirmation (Form 03/THQ) in the form of Certificate of Authorization on the accuracy of the list of shareholders (For DMs who have not completed the connection to VSDC’s terminal-based gateway/ISO-based gateway or where the connection has been disrupted, the Confirmation with Certificate of Authorization shall be sent to VSDC's email). In case of rejection due to data errors, VSDC's members are requested to send written notice on details of errors for necessary correction.
Deadline for sending confirmation: by 10.30 am, 14/07/2025.
If DMs do not send confirmation document by the above deadline, VSDC will consider the list provided to DMs and direct account holding members by VSDC accurate and confirmed. In case of arising disputes and losses to shareholders, DMs will have to bear all the related responsibilities.
DMs are requested to fully inform this notice to each investor who has deposited the above shares at DMs within 3 working days from the date on the notice.